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investment strategy

Backing your growth, while you lead the way

We provide flexible credit and growth funding to India's small & medium enterprises and retail-focused financial institutions that cater to the ever-evolving needs of your business. Access the capital you need to scale, without losing the freedom to operate.

long-term investing

Our investment philosophy

Integrity first

We partner exclusively with businesses that maintain a clean, apolitical track record. Good governance is the foundation of steady progress.

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Purposeful deployment

Whether you require working capital, major capital expenditure or inorganic expansion, our investment is strictly designed to fuel growth.

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Rhythmic repayments

We reject rigid banking templates. Your repayment schedule is tailor-made to harmonize perfectly with your company's actual cash flows.

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Structured for stability

We design legally protected, secured investment structures that provide absolute clarity and safety, allowing you to focus on operations rather than obligations.

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Who we back

The anatomy of an Anahat partner

We back the "Missing Middle" of the Indian economy – traditional manufacturers, ancillary services, contract manufacturers, asset-light businesses & financial services companies. Common themes across all of them are proven businesses, modest scale but audacious growth plans and clear idea of how to get there.

The baseline

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Scale

Revenue > ₹50 Crores

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Health

EBITDA Positive (unless 12 months of runway)

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Vintage

3+ Years in business

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Footprint

Present in India's top 6 cities

The discipline

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Gross Margins

> 25%

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Debt / EBITDA

< 4x

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Debt / Net Worth

< 3x

Who we back

The anatomy of an Anahat partner

We back the "Missing Middle" of the Indian economy – traditional manufacturers, ancillary services, contract manufacturers, asset-light businesses & financial services companies. Common themes across all of them are proven businesses, modest scale but audacious growth plans and clear idea of how to get there.

Scale

Revenue > ₹50 Crores

Health

EBITDA Positive (unless 12 months of runway)

Vintage

3+ Years in business

Footprint

Present in India's top 6 cities

Gross Margins

> 25%

Debt / EBITDA

< 4x

Debt to Equity

< 3x

Fund corpus: ₹350 crores (Individual investment to range from ₹5 cr to ₹25 cr) | Investment horizon: 4+1+1 years (Individual investment to range from 12-24 months) | Private credit (with equity upside) |

Why partner with Anahat?

We understand that opportunity doesn't wait for slow capital.

01

Sector agnostic

We do not judge the industry; we analyze the business model. As long as the investment drives growth and repayments are supported by clear cash flows, we are ready to partner.

02

Quick turnaround

We move at the speed of your ambition. We aim to provide a customized deal structure within 7-10 days and target full disbursement within 4-5 weeks.

03

Founder-friendly deal

Our approach is credit-first, but growth-obsessed. We are open to exploring equity-linked convertible structures that maximize your company’s long-term potential.

04

Multiple products

We deploy capital through the instrument that fits your balance sheet best, offering NCDs, OCDs, OCRPs, CCPS and pure Equity Shares.

risk management

Why partner with Anahat?

We understand that opportunity doesn't wait for slow capital.

Sector agnostic

We do not judge the industry; we analyse the business model. As long as the investment drives growth and repayments are supported by clear cash flows, we are ready to partner.

Quick turnaround

We move at the speed of your ambition. We aim to provide a customized deal structure within 7-10 days and target full disbursement within 3-4 weeks.

Founder-friendly deal

Our approach is credit-first, but growth-obsessed. We are open to exploring equity-linked convertible structures that maximise your company’s long-term potential.

Multiple products

We deploy capital through the instrument that fits your balance sheet best, offering NCDs, OCDs, OCRPs, CCPS or Equity Shares.

Our investment process

We understand that opportunity doesn't wait for slow capital.

Sourcing

We identify high-potential opportunities through our deep network of trusted partners, ensuring a steady stream of quality deals.

Screening

We respect your time by quickly assessing the basics – revenue, margins and track record – to ensure we are the right strategic fit.

Desk diligence

Before we meet, we verify the growth story. We conduct a deep dive into your business model and financials to confirm feasibility.

Investment committee

The proposal is presented to an independent committee. They provide a final, unbiased risk assessment to validate the decision.

Onsite diligence

We conduct detailed physical verification, engaging with internal teams and external partners to validate the business on the ground.

Structuring & terms

We design an optimal repayment schedule that aligns with your cash flow, while establishing a security structure that firmly protects the investment.

Documentation & disbursement

Once approved, we handle the legal paperwork efficiently and transfer the growth capital directly to your account.

Portfolio monitoring

We track financial health and compliance continuously. We monitor the pulse of the business to offer support early, without interfering in daily operations.

Our investment process

We understand that opportunity doesn't wait for slow capital.

1

2

3

4

5

6

7

8

Sourcing

We identify high-potential opportunities through our deep network of trusted partners, ensuring a steady stream of quality deals.

Desk diligence

Before we meet, we verify the growth story. We conduct a deep dive into your business model and financials to confirm feasibility.

Onsite diligence

We conduct detailed physical verification, engaging with internal teams and external partners to validate the business on the ground.

Documentation and disbursement

Once approved, we handle the legal paperwork efficiently and transfer the growth capital directly to your account.

Screening

We respect your time by quickly assessing the basics – revenue, margins and track record – to ensure we are the right strategic fit.

Structuring and terms

We design an optimal repayment schedule that aligns with your cash flow, while establishing a security structure that firmly protects the investment.

Investment committee

The proposal is presented to an independent committee. They provide a final, unbiased risk assessment to validate the decision.

Portfolio monitoring

We track financial health and compliance continuously. We monitor the pulse of the business to offer support early, without interfering in daily operations.

Our investment process

We understand that opportunity doesn't wait for slow capital.

1

Sourcing

We identify high-potential opportunities through our deep network of trusted partners, ensuring a steady stream of quality deals.

2

Desk diligence

Before we meet, we verify the growth story. We conduct a deep dive into your business model and financials to confirm feasibility.

1

Screening

We respect your time by quickly assessing the basics – revenue, margins and track record – to ensure we are the right strategic fit.

4

Onsite diligence

We conduct detailed physical verification, engaging with internal teams and external partners to validate the business on the ground.

3

Structuring and terms

We design an optimal repayment schedule that aligns with your cash flow, while establishing a security structure that firmly protects the investment.

6

Documentation &disbursement

Once approved, we handle the legal paperwork efficiently and transfer the growth capital directly to your account.

5

Investment committee

The proposal is presented to an independent committee. They provide a final, unbiased risk assessment to validate the decision.

7

Portfolio monitoring

We track financial health and compliance continuously. We monitor the pulse of the business to offer support early, without interfering in daily operations.

Our investment process

We understand that opportunity doesn't wait for slow capital.

1

Sourcing

We identify high-potential opportunities through our deep network of trusted partners, ensuring a steady stream of quality deals.

2

Screening

We respect your time by quickly assessing the basics – revenue, margins and track record – to ensure we are the right strategic fit.

3

Desk diligence

Before we meet, we verify the growth story. We conduct a deep dive into your business model and financials to confirm feasibility.

4

Structuring and terms

We design an optimal repayment schedule that aligns with your cash flow, while establishing a security structure that firmly protects the investment.

5

Onsite diligence

We conduct detailed physical verification, engaging with internal teams and external partners to validate the business on the ground.

6

Investment committee

The proposal is presented to an independent committee. They provide a final, unbiased risk assessment to validate the decision.

7

Documentation &disbursement

Once approved, we handle the legal paperwork efficiently and transfer the growth capital directly to your account.

8

Portfolio monitoring

We track financial health and compliance continuously. We monitor the pulse of the business to offer support early, without interfering in daily operations.

Ready to scale your business on your own terms?

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